Quick Access Capital ยท South Africa
Business funding from R50,000 to R100 million+
One application. Multiple funding solutions.
- No broker fee
- Free Capital Readiness Check with every application
- Ryan Meyer calls you directly
Situations
Pick the closest match.
Each situation explains what usually fits, and what doesn't.
- 01I need to buy stockA supplier wants payment before you can sell what you're buying.
- 02A customer hasn't paid me yetMoney is on its way, but your own costs don't wait for it.
- 03I've won a big order or tenderThe work is confirmed. Delivering it costs money you don't have yet.
- 04I need a bakkie, truck or machineThe right equipment would let you take on more work, or do it cheaper.
- 05VAT or SARS cash crunchA payment is due and your cash is tied up elsewhere this month.
- 06Ongoing uneven cash flowSome months are strong, others tight, and it's hard to plan around.
- 07I need cash to growA new branch, a bigger contract, more staff: growth costs money before it pays.
- 08I need to refinance existing business debtExisting business debt is costing too much, or the repayments no longer fit.
- 09Something else, or I'm not sureTell us what's happening and we'll point you at what tends to fit.
Included free with every QAC funding application.
Capital Readiness Check
Free Capital Readiness Check with every application
Before we place your funding enquiry, QAC reviews the key information available on your registered business to help assess funding readiness, identify potential issues and improve the way your application is positioned.
Depending on the application, this may consider:
- Company registration and trading history
- Turnover and cash-flow profile
- Existing debt commitments
- Banking conduct
- Financial information
- Purpose of funding
- Repayment ability
- Debtor or transaction quality where relevant
- Potential issues that could affect funder appetite
The aim is to identify the strongest funding route and highlight anything that may need attention before the application reaches a funding partner.
What you receive
A simple Capital Readiness Score out of 5, together with a short summary of the current state of your business from a funding-readiness perspective.
The check highlights the main factors currently supporting or affecting your funding position, based on the information available at the time of assessment.
The Capital Readiness Check is an internal QAC assessment designed to assist with funding placement. It does not constitute a credit approval, guarantee of funding or formal financial advice. Final funding decisions remain with the relevant funding partner.
See what the Capital Readiness Check looks atA worked example
What could it actually cost?
Example: R750,000 Merchant Cash Advance
Fixed weekly repayment option. Unsecured (a personal surety may be required), with no restriction on how the funds are used.
52 equal weekly deductions over 12 months
How it adds up: R750,000 × 1.25 = R937,500 total repayment. R937,500 ÷ 52 weeks = about R18,029 a week. This is an illustrative example. Final pricing, repayment frequency and terms depend on the business, turnover, risk profile and the relevant funding partner.
How it behaves
Funding doesn't all work the same way
Tied to an invoice
Invoice discounting (debtor finance) advances part of the value of invoices you've already issued, settled as your customers pay.
A general facility
Working capital funding isn't tied to one invoice, asset or purchase order, and is usually repaid on a fixed schedule.
Tied to an asset
Asset finance for a bakkie, truck, machine or equipment, usually repaid monthly over an agreed term.
Diagrams show the shape only, not amounts. See how each type actually works
Who you're dealing with
A direct line to Quick Access Capital
The business
Quick Access Capital
An independent South African business funding brokerage and advisory service. We assess funding requirements and introduce suitable applications to third-party funding providers.
Founder, Quick Access Capital
Ryan Meyer
Ryan has worked in South African SME funding since 2015, including almost seven years with Retail Capital (now GoTyme for Business), where he progressed from Senior Business Consultant to Regional Manager for KwaZulu-Natal.
More about RyanThe funding partners
Who decides
Funding decisions, pricing and credit agreements are made directly by the relevant funding provider.
Who pays whom
What happens next
Three steps, and a call from Ryan
- 1
You get in touch
By phone, WhatsApp or email.
- 2
Ryan calls you
Ryan Meyer gets back to you directly. If he can't reach you by phone, he follows up by WhatsApp or email.
- 3
You decide, with the full cost in rand in front of you
Nothing is signed on this call. QAC does not lend; it assesses and introduces.
Your application is not sent everywhere.
We assess the opportunity first and approach funding partners that are relevant to the requirement.
- Not a guarantee. Nothing here is an approval, a quote, or a promise of funding.
- Not the lender. QAC does not lend. Funding decisions, pricing and credit agreements are made by the relevant funding provider.
No documents needed to start
Check your funding fit
Answer a few simple questions about your business and what you need the funding for. No documents are required to start.