How we work
How Quick Access Capital works
Five steps
How QAC works, step by step
- 1
Tell us what's happening
Start with the reason you need funding.
- 2
We assess your funding requirement
We review the business, cash flow, funding need and transaction profile.
- 3
We identify the most appropriate funding route
Different situations require different structures.
- 4
We approach the relevant funding partner
Your application is positioned with a funding partner suited to the requirement.
- 5
We manage the process
QAC stays involved through the application, decision and funding process.
Your application is not sent everywhere.
We assess the opportunity first and approach funding partners that are relevant to the requirement.
The business
Quick Access Capital
Quick Access Capital was founded by Ryan Meyer in Ballito, KwaZulu-Natal, in August 2020, and registered as Quick Access Capital (Pty) Ltd in 2023. Quick Access Capital is an independent business funding brokerage and advisory service. We assess funding requirements and introduce suitable applications to third-party funding providers. Funding decisions, pricing and credit agreements are made directly by the relevant funding provider.
How QAC is paid: Zero Broker Fees
Quick Access Capital does not charge clients a broker fee for sourcing, preparing or submitting a funding application. Where funding is successfully concluded, QAC may receive a commission or referral fee directly from the relevant funding partner.
Included free with every QAC funding application.
Capital Readiness Check
What is a Capital Readiness Check?
Our Capital Readiness Check is a high-level review of the registered business and the information available to us before a funding application is placed.
Depending on the application, this may consider:
- Company registration and trading history
- Turnover and cash-flow profile
- Existing debt commitments
- Banking conduct
- Financial information
- Purpose of funding
- Repayment ability
- Debtor or transaction quality where relevant
- Potential issues that could affect funder appetite
The aim is to identify the strongest funding route and highlight anything that may need attention before the application reaches a funding partner.
What you receive
A simple Capital Readiness Score out of 5, together with a short summary of the current state of your business from a funding-readiness perspective.
The check highlights the main factors currently supporting or affecting your funding position, based on the information available at the time of assessment.
Included free with every QAC funding application.
The Capital Readiness Check is an internal QAC assessment designed to assist with funding placement. It does not constitute a credit approval, guarantee of funding or formal financial advice. Final funding decisions remain with the relevant funding partner.
What we don't do
- We don't lend. Funding decisions, pricing and credit agreements are made by the relevant funding provider.
- We don't send your application to every funder. We approach the ones relevant to the requirement.
- We don't guarantee approval, or quote a rate before we've actually assessed your business.
All funding is subject to the relevant funding partner's assessment, approval, pricing, terms and conditions. Quick Access Capital facilitates and manages the funding process but does not provide the credit itself.
Founder, Quick Access Capital
Ryan Meyer
Ryan Meyer is the founder of Quick Access Capital and works full-time with South African business owners seeking access to appropriate commercial funding solutions.
Ryan has worked in South African SME funding since 2015, including almost seven years with Retail Capital (now GoTyme for Business), where he progressed from Senior Business Consultant to Regional Manager for KwaZulu-Natal.
His experience extends beyond business funding. He has also worked directly with SME owners on business valuations, financial modelling, growth planning, due diligence and transaction support.
Today Ryan leads Quick Access Capital full-time, working directly with business owners to assess funding requirements, structure applications and connect suitable businesses with appropriate funding partners.
Start with what's happening
Answer a few simple questions about your business and what you need the funding for. No documents are required to start.